UAE AML/CFT compliance, made practical.
Step-by-step guides for real estate brokers, gold dealers, corporate service providers, auditors and law firms. Every guide cites the law and says exactly what to do, not just what the rules are.
Featured guide
The 24-hour freezing rule: a practical guide to sanctions screening for UAE DNFBPs
When the UAE Local Terrorist List or the UN Consolidated List changes, you have hours, not days. This guide walks through exactly what a DNFBP has to do, in order, and how to prove it did.
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Customer due diligence for UAE DNFBPs: identity, beneficial ownership and the risk-based approach
What CDD and KYC actually require in practice: verifying identity, tracing beneficial ownership to a natural person, when a customer needs simplified, standard or enhanced due diligence, and the ongoing monitoring that doesn't stop once onboarding is done.
goAML reportingSTR and SAR filing on goAML: a practical guide for UAE DNFBPs
What goAML actually is, the real difference between an STR and an SAR, what triggers a filing obligation, realistic timelines, and the record-keeping duty that goes with every report you file.
Risk assessmentAML/CFT risk assessment for UAE DNFBPs: what it must cover, and why it is never finished
What a business-wide and customer risk assessment actually has to cover under Cabinet Resolution No. 134 of 2025, how risk scoring feeds the CDD tier, and why risk-scoring methodology is changing industry-wide.
Regulatory updatesUAE AML/CFT regulatory updates: what changed, and what DNFBPs need to do
A running guide to the current UAE AML/CFT legal framework: Federal Decree-Law No. 10 of 2025, its Executive Regulations, and what's followed since, kept current rather than written once.
Sanctions & TFSThe 24-hour freezing rule: a practical guide to sanctions screening for UAE DNFBPs
Which lists trigger the 24-hour freeze, what to do in the first day after a match, how to report it on goAML, and how to build a screening process that holds up in an inspection.
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Screening, CDD and goAML reporting in one place
groAML re-screens your whole customer book every time the UAE and UN lists change, matches Arabic names properly, and keeps the evidence trail an inspector will ask for.